Demo Studio

Pick a persona to fill the form, or type any profile. Every run creates a new customer and credit file, so several people can demo at once. The application then opens beside a live view of Vitos, so you can watch the AOPs price the offer and decide the loan as it happens.

Applicant

As on the application. The PAN is generated for the demo.

Full name *

Date of birth *

City

Employment

Employer

Months in current job

Total experience (months)

Language

Contact channel

Income

Declared on the form, and what the Account Aggregator verifies.

Declared monthly income *

Income verified by AA?

Verified monthly income

Cheque bounces (6 months)

Balance before first EMI

Below the EMI, the first debit bounces

Relationship with the bank

An existing customer with a pre-approved limit can be approved with no review.

Relationship

Months with the bank

Salary credited with us?

Pre-approved limit

Months on time with us

On file with the bankDemo details, filled in for an existing customer. Step 2 will not ask for them.

Address

PIN code

IFSC

Salary account number

Credit bureau

What the bureau returns on the soft check.

Bureau score *

Enquiries (6 months)

Active loans

Existing EMIs a month

30+ days late (12 months)

30+ days late (24 months)

Settled or written off

Suit filed

Identity and risk checks

Simulated e-KYC, sanctions and document checks.

PAN and Aadhaar dates of birth

Fraud flag

Sanctions hit

Document tamper signal

The loan

What the customer asks for on Step 1.

Amount *

Tenure

Purpose

Demo phone number

Calls and WhatsApp messages for this applicant go to this number.

Demo Studio

Applicant

Income

Relationship with the bank

Credit bureau

Identity and risk checks

The loan

Offer · W1.1 Pre-qualify and price

Credit decision · W2.4 Decision engine

Sanction

What Vitos did, in order